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Hello Investors,
I’m Bijo Scaria, a Chartered Accountant with a passion for simple calculations. Through my research, I’ve uncovered a shocking truth about the real returns on equity investments. My findings show that, in many cases, investors only receive less than 20% of the profits, with brokers and the government taking up to 80%. This led me to explore alternative strategies, and I’ve found that index investing is a powerful way to outperform many fund managers. By investing in broad market indices, you can keep costs low, reduce risks, and capture the long-term growth of the market, without the heavy fees and commissions that typically eat into your returns.
What is Index Investing?
Index fund investing is a passive investment strategy where investors buy shares of a fund that tracks a specific market index, such as the SENSEX OR NIFTY.
Benefits of Index Fund Investing
Diversification: By investing in an index fund, you gain exposure to a wide range of companies, spreading out your investment risk.
Low Costs: Index funds usually have much lower fees than actively managed funds, as they require less research and trading.
Consistent Performance: Index funds tend to mirror the overall market’s performance over time, making them a solid choice for long-term investors seeking steady growth.
No Need for Stock Picking: Instead of trying to choose individual stocks, index funds automatically provide a balanced portfolio.
Why Index Investing not popularise
Index investing is rarely promoted because there’s no big commission in it. Unlike mutual funds, insurance-linked plans, or trading platforms—where brokers, advisors, and financial institutions earn high fees—index funds are low-cost and don’t generate much revenue for the middlemen. Since no one makes much money by recommending index investing, it doesn’t get advertised or pushed aggressively. But ironically, it’s one of the most effective, research-backed ways for investors to build long-term wealth with minimal risk and effort.